Whole Life is not built on a new idea. It's origins can be found in the 1800's. Our Old-Fashioned Whole Life Insurance policy is built on the proven value of insurance that remains in force throughout the life of the insured, while providing optional riders to tailor coverage. Old-Fashioned Whole Life:

• Is issued to those age 0 - 85 (age last birthday)
• Provides guaranteed death benefit (minimum $25,000)
• Provides level premiums, guaranteed never to increase
• Accumulates a guaranteed cash value that can be accessed through policy loan or cash surrender
• Offers accelerated death benefit in case of terminal illness

Optional riders include benefits for (available for additional premium):

• Disability income up to $1,000 per month to age 65
• Additional benefit in case of accidental death
• The addition of children's term rider
• The addition of 10-year level term life coverage (to age 70) on insured or spouse
• The addition of decreasing term life coverage (to age 99) on insured or spouse
• Waiver of premium

Pyramid's Term Life plan has a ten-year duration, with level benefits. It can be renewed to age 70 and is convertible to any of our permanent life insurance policies until age 65. Issue ages for term are 20-60 (age nearest birthday) and it has a minimum death benefit amount of $50,000. The policy provides:

• Guaranteed renewability
• Maximum premium guarantees
• Conversion privilege and credit

Optional riders include benefits for (available for additional premium):

• Additional benefit in case of accidental death
• The addition of children's term rider
• Waiver of premium